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If your business has been crippled by a government-mandated shutdown issued to slow the spread of the coronavirus (COVID-19), you are likely counting on your business interruption insurance to replace lost income, pay bills, and cover payroll. Unfortunately, however, many business owners are being told by insurance companies that their business interruption insurance policy doesn’t cover losses caused by a business slowdown or closure due to a pandemic, often relying on exclusions or other policy language.

What Is Business Interruption Insurance And What Is Covered?

Business interruption insurance, which is also commonly called business income insurance, replaces lost income and amounts paid for bills and payroll in the event of a disaster that forces the business to close or reduce operations. Policies traditionally cover, but are not limited to, the following:

 

  • Profits lost which normally would have been earned
  • Fixed costs, such as operating expenses
  • Moving costs if the business is required to move to a temporary location

New Legislation & Lawsuit Filings Nationwide

Sadly, most insurance companies have not been paying coronavirus-related claims filed by business owners, even though their policies should provides coverage for this. To combat this, many states have begun introducing legislation requiring insurers to provide coverage to business owners for coronavirus-related claims. Further, business owners nationwide are filing lawsuits against their insurance companies for the wrongful denial of their claims.

Nationwide Representation – No Fees Unless We Win

If you or someone you know owns a business and were told by an insurance company that their business interruption insurance policy does not cover coronavirus-related claims, you may be entitled to significant compensation. For a free consultation and to see if you may qualify, please complete the above questionnaire.

Our legal team is a consortium of litigation firms consistently recognized as the nation’s leading law firms in their respective practice areas. Our capabilities span a combined 100+ years of complex civil litigation experience in areas of the law, including business litigation, product liability, insurance litigation and consumer class actions. This partnership combines some of the nation’s most accomplished trial lawyers who have successfully represented clients in courtrooms from coast to coast, including the U.S. Supreme Court. Together, these firms offer an unparalleled depth of expertise representing insureds and policyholders against the world’s largest insurance companies.

Time restrictions apply, so don’t delay. Act now!

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This is attorney advertising. The choice of a lawyer is an important decision and should not be based solely upon advertising. Reiner, Slaughter & Frankel LLP.  (2851 Park Marina Dr., Suite 200 Redding, CA 96001) is responsible for the content of this advertising on behalf of the law offices of Reiner, Slaughter & Frankel LLP, Langdon & Emison, Miller Schirger, Shaffer Lombardo Shurin, and Stueve Siegel Hanson.  Free background information available upon request.